Savings
Rates are subject to change without notice.
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APY=Annual
Percentage Yield |
APR=Annual
Percentage Rate |
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Dividend rates and
fees are effective as of the date stated and are subject to change without
notice. Call for current rates.
*Penalties may be incurred for early withdrawal of term share certificates.
*ALL Dividends are paid monthly
***Substantial
penalty for early withdrawal***
Service Rates*
Effective March 27th, 2008
Regular Shares (savings) paid monthly |
.50% APR |
.50% APY |
Money
Market $1,000.00
to $9,999.99 |
2.00% APR |
2.02% APY |
Money
Market $10,000.00
and up |
2.25% APR |
2.27% APY |
IRA (retirement
accounts) paid monthly |
2.50% APR |
2.53% APY |
Christmas/Vacation
Clubs paid monthly |
1.25% APR |
1.26% APY |
Share
Draft (checking) with a minimum balance of $500.00 |
.25% APR |
.25% APY |
Certificate Rates*
Effective Feb. 8th 2008
$500 Minium / Paid monthly
All Paid Monthly |
Minimum Deposit $500 |
6 Month |
2.40% APR / 2.43% APY |
12 Month |
2.48% APR / 2.51% APY |
24 Month |
2.60% APR / 2.63% APY |
36 Month |
2.95% APR / 2.99% APY |
48 Month |
3.45% APR / 3.51% APY |
60 Month |
3.50% APR / 3.56% APY |
IRA Certificate Rates*
Effective Feb. 8th 2008
$500 Minium / Paid monthly
24 Month |
2.72% APR / 2.75% APY |
36 Month |
3.05% APR / 3.09% APY |
48 Month |
3.50% APR / 3.56% APY |
60 Month |
3.55% APR / 3.61% APY
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