Rates are current as of March 1st 2007, no changes have been made to rates as of this date. Please call for assistance. Also, rates on all loans are 1% higher if your credit score is below 650.
Rates will have a .25% discount if loan payment is paid by payroll deduction or autopay. Applies to all loans except demand 90 day notes, mortage loans, education loans, share/certificate secured loans, MasterCards, and any specials.
New and Used Vehicle Rates(only outside loans - no refinancing of current in-house loans at the New Vehicle rate) |
|||||
Term |
Rate |
Term |
Rate |
||
New Vehicle |
36 Months |
6.00% |
Used over three years |
Up to 36 Months - 7.25% |
|
48 Months |
6.25% |
||||
60 Months |
6.50% |
||||
72 Months |
7.25% |
||||
Used
|
Up to 36 Months |
6.00% |
Used
|
12 Month - 10.9%
24 Month - 10.9% 36 Month - 10.9% |
|
48 Months |
6.25% |
||||
60 Months |
6.50% |
||||
Mortgage Rates |
Please call Ilene Harlan @ 758 - 4308 |
for our latest rates and loan payments |
Your credit union also offers Home Equity and Land Purchase Loans. Rates are subject to change without notice on this page. |
Other Loans |
|
Line of Credit * maximum 60 months **15% of gross annual income12 months - 11.95% 24 months - 12.95% 36 months - 13.95% 48 months - 14.95% 60 months - 15.95% |
|
New Farm Equipment |
same as new vehicle rates and terms |
Used Farm Equipment |
same as used vehicle rates and terms |
New Recreational Vehicle * loan 85% of sticker price |
same as new vehicle rates and terms |
Used Recreational Vehicle * loan 85% of NADA value |
same as used vehicle rates and terms |
New Motor Homes |
same as new vehicle rates and terms |
Used Motor Homes |
same as used vehicle rates and terms |
New Mobile Homes *Maximum of 10 years. Loan 95% of sticker price |
9.50% |
Used Mobile Homes * (Not over 3 years old) *80% of book value, maximum of 84 months. |
10.50% |
Used Mobile Homes (Over 3 years old) *80% of book value, maximum of 60 months. |
11.50% |
Demand 90 Day Note *Maximum amount $1,000 |
9.90% |
Antique Cars (20 years or older) up to 48 months |
9.50% |
Home Improvement * must have estimate, maximum of $10,000 (maximum repayment 60 months.) |
10.75% |
Education *Maximum per year $10,000 Maximum over 10 years $50,000. Proof of enrollment is necessarary. |
5.00% |
Share secured -*secured by certificate - 2% above CD rate |
4.00% |
Loan Consolidation * Maximum $10,000 |
Same terms as signature line of credit |
