|
Share Secured*secured by certificate / 2% above CD rate
|
4.00% |
| |
|
| New Vehicle |
|
| Up to 36 months |
5.99% |
| Up to 48 months |
6.00% |
| Up to 60 months |
6.00% |
| Up to 72 months |
6.99% |
| *Factory, program considered new if mileage is less than15,000 or less |
|
| |
|
| Used Vehicle (Not over 3 Years) 10, 09, 08 |
|
| Up to 36 months |
5.99% |
| Up to 48 months |
6.00% |
| Up to 60 months |
6.00% |
| |
|
| Used Vehicle (Over 3 Years) 07, 06, 05, 04 |
|
| Up to 36 months |
7.25% |
| Up to 48 months |
7.25% |
| |
|
| Used Vehicle (Over 8 Years) 03 and below |
|
| Up to 12 months |
10.90% |
| Up to 24 months |
10.90% |
| Up to 36 months |
10.90% |
| |
|
| New Recreational *Rates and terms are same as new vehicle rates. |
Loan 85% of sticker price |
| |
|
| Used Recreational *Rates and terms are same as used vehicle rates. |
Loan 85% of NADA book value |
| |
|
| New Farm Equipment *Rates are same as new vehicle rates. *Maximum repayment 10 years. Loans financed for more than 60 months will be based on the 60 month rate. |
Loan 100% of sticker price |
| |
|
|
Used Farm Equipment *Rates are same as used vehicle rates. *Maximum repayment 10 years. Loans financed for more than 60 months will be based on the 60 month rate.
|
Loan 100% of NADA book value |
| |
|
| Long Reach MasterCard Credit Card |
10.90% |
| |
|
| Demand 90 Day Note *Maximum Amount $1,000.00 |
9.90% |
| |
|
| Signature Line of Credit *Loan 15% of Gross Annual Income |
|
| Up to 12 months |
11.95% |
| Up to 24 months |
12.95% |
| Up to 36 months |
13.95% |
| Up to 48 months |
14.95% |
| Up to 60 months |
15.95% |
| |
|
| New Motor Home *Rates are same as new vehicle rates. *Maximum repayment 10 years. Loans financed for more than 60 months will be based on the 60 month rate. |
Loan 100% of sticker price |
| |
|
| Used Motor Home *Rates are same as used vehicle rates. *Maximum repayment 10 years. Loans financed for more than 60 months will be based on the 60 month rate. |
Loan 100% of NADA book value |
| |
|
| Home Improvement *Must have estimates. Maximum repayment 60 months. Max Amount $10,000.00 |
10.75% |
| |
|
| Education *Maximum per household: $15,000.00 *Over $15,000.00 must be collateralized *Proof of enrollment necessary. |
5.00% |
| |
|
| Loan Consolidation *Maximum $10,000.00 |
Same terms & rates as Signature Line of Credit |
| |
|
| Antique Cars (20 years and older) 48 months |
9.50% |
| |
|
| Mobile Homes |
|
| New - Maximum Repayment 10 years. *Loan 95% of sticker price |
9.50% |
| Not over 3 years - Maximum repayment 84 months. *Loan 80% of NADA book value |
10.50% |
| Over 3 years - Maximum repayment 60 months. *Loan 80% of NADA book value |
11.50% |
| |
|
